diff --git a/xactfetch.py b/xactfetch.py
index 5c70326..271db71 100644
--- a/xactfetch.py
+++ b/xactfetch.py
@@ -206,7 +206,6 @@ def download_chase(
     page: Page, end_date: datetime.date, token: str, importer: FireflyImporter
 ) -> bool:
     with Chase(page) as c, ntfyerror('Chase', page) as r:
-        c.login()
         key = ACCOUNTS['chase']
         try:
             start_date = get_last_transaction_date(key, token)
@@ -222,6 +221,7 @@ def download_chase(
                 start_date,
             )
             return True
+        c.login()
         csv = c.download_transactions(start_date, end_date)
         log.info('Importing transactions from Chase into Firefly III')
         c.firefly_import(csv, key, importer)
@@ -237,7 +237,6 @@ def download_commerce(
     log.info('Downloading transaction lists from Commerce Bank')
     csvs = []
     with CommerceBank(page) as c, ntfyerror('Commerce Bank', page) as r:
-        c.login()
         for name, key in ACCOUNTS['commerce'].items():
             try:
                 start_date = get_last_transaction_date(key, token)
@@ -260,6 +259,7 @@ def download_commerce(
                 start_date,
                 name,
             )
+            c.login()
             c.open_account(name)
             csvs.append((key, c.download_transactions(start_date, end_date)))
         log.info('Importing transactions from Commerce Bank into Firefly III')
@@ -382,6 +382,8 @@ class CommerceBank:
         self.logout()
 
     def login(self) -> None:
+        if self._logged_in:
+            return
         log.debug('Navigating to %s', self.URL)
         self.page.goto(self.URL)
         password = rbw_get(self.vault_item, self.vault_folder, self.username)
@@ -567,6 +569,8 @@ class Chase:
             log.info('Successfully saved cookies to %s', self.saved_cookies)
 
     def login(self) -> None:
+        if self._logged_in:
+            return
         log.debug('Navigating to %s', self.URL)
         self.page.goto(self.URL)
         self.page.wait_for_load_state()